Bankruptcy
Bankruptcy Law in Bolingbrook, IL
The office of Alonzo H. Zahour has provided bankruptcy representation to thousands of clients since the start of his law practice in 1975. Alonzo H. Zahour practices bankruptcy matters in the Northern District of Illinois, Eastern Division, of the Federal Bankruptcy Court.
Providing representation in the following areas:
- Chapter 7 (debt elimination)
- Chapter 13 (debt reorganization)
- Chapter 11 (debt reorganization for large asset and/or large debt cases)
Representation in adversarial matters in Bankruptcy Court for Defendants. These matters often involve allegations of fraud or disqualification, or avoidance of discharge of certain debts.
Chapter 7
Representation in adversarial matters in Bankruptcy Court for Defendants. These matters often involve allegations of fraud or disqualification, or avoidance of discharge of certain debts.
Chapter 13
Representation in adversarial matters in Bankruptcy Court for Defendants. These matters often involve allegations of fraud or disqualification, or avoidance of discharge of certain debts.
Chapter 11
Chapter 11 bankruptcies are large assets and/or large debt bankruptcies. They are much more complex than a Chapter 7 or a Chapter 13 and generally they must take place at the Federal Court building in Chicago, Illinois and are very time intensive.
Adversary Matters
Adversary matters, such as actions that seek to avoid a discharge of a certain debt or to dismiss the bankruptcy are basically litigation. There is a plaintiff who sues the debtor and the Court makes the decision. They are generally billed on an hourly basis as the time involved is often difficult to estimate. These types of cases are relatively rare for most bankruptcy filings but they do exist.
Bankruptcy Filing Procedures
The procedure to file a bankruptcy at the office of Alonzo H. Zahour is to schedule an initial appointment at no charge at which time a general review of the client's financial situation is made and suggestions are made as to what type of bankruptcy should be filed. A second appointment is made after the client obtains various information that is disclosed at the initial conference and the second meeting is generally administered by a legal assistant of Alonzo H. Zahour. This second meeting can be time intensive and take well over an hour. Thereafter a third meeting is held, again in the presence of Alonzo H. Zahour, when all the documents are prepared, reviewed carefully, changes often made, and then the case is filed. Note that the filing of the bankruptcy gives the client protection from creditors. The client is not protected by just consulting with the lawyer, the filing gives the protection.
After the filing a creditor meeting is held and this is a non-judicial administrative procedure held in various counties depending on where the client resides and then thereafter, ultimately, a discharge order entered.
After the filing a creditor meeting is held and this is a non-judicial administrative procedure held in various counties depending on where the client resides and then thereafter, ultimately, a discharge order entered.